Set up financial management that aligns with human nature.
Starting now:
Spend a little less, save a little more, and never worry about money again.

If you have ever:

★ Spent a lot of time thinking about where your money went
★ Tightened your budget before or after traveling abroad
★ Regretted after buying expensive items
★ Timed your spending according to credit card due dates

Financial coach Max Phelps wants to tell you: you are not alone, and it&rsquos not your fault!

These financial problems are linked to technology, marketing strategies, social influences, and even brain function that constantly tempt you to spend, making it hard to resist impulsive purchases. In this book, the author introduces an easy-to-follow "Fast and Slow Thinking Financial Method" that helps you regain control over your money.

Inspired by Daniel Kahneman&rsquos classic Thinking, Fast and Slow, Phelps explains that people tend to use intuitive "System 1" thinking for financial decisions, leading to poor outcomes. He suggests limiting spending rather than savings, setting up separate bank accounts, and activating logical "System 2" thinking to use psychological mechanisms to reduce expenses and increase savings. Readers will learn:

★ Understand your financial personality and key factors affecting financial success.
★ Manage finances based on spending rather than savings to meet financial goals.
★ Adjust account structures and spending plans to protect your savings.
★ Build automated financial systems without stressing over every penny.

This book guides you toward a more financially resilient and flexible life, where money becomes a tool to achieve dreams instead of a source of stress.

The Four Principles of Fast and Slow Thinking Financial Method:
★ Set up dedicated accounts for income and bills that are not linked to credit or debit cards and not used for daily spending.
★ Maintain financial independence even when partnered, ensuring both parties have personal spending money.
★ Adjust automatic transfers to individual accounts based on personal habits: weekly for regular expenses, monthly for entertainment and non-essential costs.
★ Use multiple accounts to save for various goals simultaneously.

(For more details, refer to the book Fast and Slow Thinking Financial Method: Use Psychology to Create a Wealthy Life Without Financial Worries.)

This article is authorized by Global Views - Commonwealth Publishing Group.