Pandemic insurance for migrant workers submitted by 6 companies are approved, covering medical and hospitalization costs up to NT$500,000

The Ministry of Labor (MOL, 勞動部) has approved the scheme that allows migrant workers entry to Taiwan. The Financial Supervisory Commission (FSC, 金管會) approved a health insurance plan for migrant workers on Tuesday, which would cover their medical and hospitalization costs up to NT$500,000 if they should contract COVID-19 within 30-days of arriving in Taiwan.

The FSC revealed that the commercial health insurance plans submitted by 6 companies are approved, including Fubon Insurance Co., Ltd. (富邦產險), Chung Kuo Insurance Co., LTD (兆豐產險), Hotai Insurance (和泰產險), Taian Insurance (泰安產險), Shinkong Insurance (新光產險), and Cathay Century Insurance (國泰世紀產險).

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Employers must purchase special medical insurance for migrant workers. (Photo / Retrieved from the Pixabay)

The new health insurance plan will make sure that should migrant workers contract COVID-19 infections within a month after their arrival, they don’t need to worry about the hospitalization and medical bills, as they will be considered “imported COVID-19 cases” and the insurance will cover up to NT$500,000 of the relevant costs.

Commercial health insurance plans of 6 companies are approved. (Photo / Retrieved from the Pixabay)

Employers must first help migrant workers to purchase the pandemic insurance before bringing them to Taiwan. Only personal insurance can be purchased for 4 people or less, and group insurance can be purchased for 5 people or more. This pandemic insurance covers various medical expenses incurred in the treatment of COVID-19, including being admitted to wards, meal expenses, nursing expenses, medication prescribed by the physician, registration fees and supporting documents, ambulance expenses, hospitalization medical expenses, and surgical expenses, etc.

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This pandemic insurance covers various medical expenses incurred in the treatment of COVID-19. (Photo / Retrieved from the Pixabay)

The FSC also reminded everyone that the health insurance plan only covers the 30-day period; if migrant workers contract the virus after one month in Taiwan, it will be considered a local infection and relevant fees will be covered by the Central Epidemic Command Center (CECC, 中央流行疫情指揮中心).